40% no claim discount for new customers who’ve been claim free for five years or more,   compared to new customers who’ve claimed in the last year.*   *Smaller discounts apply if you have been claim free for between one and four years. Discount doesn’t   apply to home emergency cover, legal or specified valuable cover options. Minimum price applies.   5 Star home insurance from £99, that’s all 10% of our customers paid**   Our Defaqto 5 Star Rating provides you with independent expert reassurance about the quality of cover   we provide as standard, as well as options to tailor your cover.   ** 10% of all customers buying home buildings and contents insurance with us from February to April   2016 paid £99 or less. Source: Aviva. The price you pay will depend upon individual circumstances,   cover chosen and payment method selected.